Housing inventory is down everywhere except in pandemic hotspots. Here’s why.

The COVID-19 pandemic turned previously sleepy cities into boomtowns. Expanded or permanent work-from-home policies gave people more flexibility in where to live, and those in uber-expensive markets like San Francisco and Manhattan took advantage by moving to areas where they could get more space fo

New Hampshire’s hot housing market has the state in crisis mode

Known for its rural communities, quaint towns, scenic lakes and mountain vistas, New Hampshire is probably not where you would expect to find one of the nation’s hottest housing markets — but the data says otherwise.According to Zillow, the city of Manchester, New Hampshire, was the most popular mar

Origins: When a reverse mortgage saved a client from bankruptcy

After initially entering the mortgage business in 2003 following a career change from accounting, Rick Rodriguez was reading a book about mortgages that included a chapter on the reverse mortgage product. He remembered thinking the chapter was intriguing and flagged it in his mind so he could look i

All those 2025 mortgage rates forecasts are now wrong

It’s late December so all the 2025 mortgage rate forecasts have been published. Unfortunately, all of them are already wrong.Most housing market analysts expect mortgage rates to spend the year with a 6 handle. The most optimistic predictions assume 2025 will see mostly low 6s for the 30-year fixed