What a Fed Rate Cut Could Mean for Mortgage Rates

The Federal Reserve (the Fed) meets this week, and expectations are high that they’ll cut the Federal Funds Rate. But does that mean mortgage rates will drop?

Sun Belt States Popular With Retirees Have Highest Share of Homeowners Paying HOA or Condo Fees

For many Americans, retiring in one of the fair-weather Sun Belt states is a long-held dream—but it can carry a steep price in homeowners association (HOA) or condominium fees that aren't always factored into the budget. Last year, a fourth of all owned U.S. households, totaling 21.6 million, paid e

Expert Tips for College Students To Budget Smarter—and Stretch Their Dollar Further

College students are a couple of months into the fall semester, and since they're officially "adulting" (18 and over is no longer considered a minor), it means they're also taking responsibility for their finances. Student loans, basic living necessities like food, and "going out" expenses can add u

Why You Can’t Raffle Off Your House—and the Legal Loophole Sellers Are Using Instead

When a Phoenix homeowner tried to raffle off his $1.3 million mountainside estate for $10 a ticket this month, it seemed like a creative way to sidestep the traditional market. But Arizona regulators quickly shut it down—declaring the sweepstakes an illegal gambling operation. The homeowner, working